Savings

ACCOUNT	Community Savings	Christmas Club	*Youth Savings	Money Market
Minimum Opening Balance	$100.00	$25.00	$25.00	$100.00
Monthly Maintenance Fee	$4.00 (You can avoid the fee with a minimum balance of $200.00)	$0.00	$0.00	$8.00 (You can avoid the fee with a minimum balance of $2,000.00)
Check Writing Limitations
Transaction Limitations	1	2	1	1
Excessive Withdrawal fee	3		3	3
Auto Transfer required into account		4
Interest Bearing	5	5	5	5
Mobile Banking
Online Banking
Images with Statement

1)Transfers from account to another account or to third parties by preauthorized, automatic, telephone transfers, or online transfers are limited to six per statement cycle

2)A $30 penalty will be charged for account closure or for each withdrawal prior to November disbursement.

3)An excessive transaction fee of $8.00 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of six during a statement cycle

4)Must Set up with an auto transfer from another MCCB account at least monthly

5)Rate Information:

- Determination of Rate: At our discretion, we may change the interest rate on your account.  

- Frequency of Rate Changes: We may change the interest rate on your account at anytime

- Limitations on Rate Changes: There are no maximum or minimum interest rate limits for this account.

- Compounding and Crediting: Interest will be compounded daily and will be credited to the account quarterly for savings, monthly for money market and annually for Christmas Club.

*Must be under 18 years of age and a parent or legal guardian must sign with minor.